How many people can join the household?

As many as you invite. Premium is billed per subscription, not per person, and accounts, cards and goals are unlimited.

Does my partner see my personal finances?

No. The personal space is yours alone. Only what you record inside the household space is shared, and you switch between the two whenever you like.

Does it work for couples without a joint account?

Yes. Each person adds their own accounts and cards to the household space and the app consolidates the house's balance and spending, even with money at different banks.

Do I have to connect my bank?

No. You enter transactions by hand or import a statement in OFX, CSV or XLSX. Open Finance is coming as an option, not a requirement.

Who can see the household's data?

Only the members of the shared space, each with the role set in the invitation. MyMoney's team doesn't browse the records, nothing is sold and nothing is sent to third-party AI. See [Privacy](/privacy).

You export everything in CSV, XLSX or OFX at any time, and the file re-imports. The data is yours and leaves when you do. See [If I cancel, do I lose my data?](/#faq)

For couples and families

The household's money, on the same page.

A shared space for the family's accounts, cards and goals, with each person's private space kept apart. Everyone sees the same balance, the same statement and the same amount left this month.

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Household space and personal space
Invite by email, with a role
Goals in common
Real privacy
English and Portuguese

Why the family spreadsheet stops working

Every household has tried it: a spreadsheet on Drive, one tab per month, everyone logs what they spent. It works until the first busy week. One person forgets, another types in the wrong row, the card total doesn't match the statement, and the conversation about money becomes a conversation about the spreadsheet.

MyMoney started as exactly that spreadsheet (the founder's own, see Why MyMoney) and is built to answer the three questions a family asks every month: how much do we have, how much is coming, how much is left.

How the shared space works

On the Premium plan you create a household: a workspace separate from your personal one. Each person you invite joins by email and gets a role, and from then on the accounts, cards, transactions and goals recorded there are visible to everyone.

Your personal space stays yours. You switch between "Personal" and "Household" with one click, and the two never mix, which is what settles the "is this expense yours or the house's?" question for good.

Household accounts and cards in one ledger, with a consolidated balance.
Credit card statements tracked month by month, with each card's closing and due dates.
Goals in common: the trip, the emergency fund, the down payment, with the monthly-contribution simulator.
Bill calendar for the household's bills, subscriptions and recurring charges.
A role per person, so someone who only checks in can't edit by accident.

The household's shared balance page in MyMoney

Privacy twice over, for the whole family

Privacy worries double in a household: two or more bank accounts are involved, and the house's statement says a lot about each person. In MyMoney the shared space's data lives in one place, encrypted, visible only to the members you invited: it is never sold, never turned into an ad profile and never sent to any third-party AI service. Each person logs what they spent through the quick modal (seconds) or imports a statement in OFX, CSV or XLSX straight from their bank's app. See Import bank statements.

Nobody has to connect a bank. Open Finance integration is in development and will be optional: anyone who prefers manual entry keeps it. Details in Finance app without a bank connection.

What it costs for the whole family

The shared space is part of the Premium plan, and one subscription covers the whole household: there is no per-seat charge. The Starter plan is free and asks for no credit card: add the accounts and get to know the app before subscribing to Premium and inviting the people you live with. Prices are in Pricing.

MyMoney dashboard with balance, monthly flow and goals

Questions

How many people can join the household?: As many as you invite. Premium is billed per subscription, not per person, and accounts, cards and goals are unlimited.
Does my partner see my personal finances?: No. The personal space is yours alone. Only what you record inside the household space is shared, and you switch between the two whenever you like.
Does it work for couples without a joint account?: Yes. Each person adds their own accounts and cards to the household space and the app consolidates the house's balance and spending, even with money at different banks.
Do I have to connect my bank?: No. You enter transactions by hand or import a statement in OFX, CSV or XLSX. Open Finance is coming as an option, not a requirement.
Who can see the household's data?: Only the members of the shared space, each with the role set in the invitation. MyMoney's team doesn't browse the records, nothing is sold and nothing is sent to third-party AI. See Privacy.
What if we cancel?: You export everything in CSV, XLSX or OFX at any time, and the file re-imports. The data is yours and leaves when you do. See If I cancel, do I lose my data?

The whole house, one balance.

Create the household space, invite the people you live with, and see what's left this month. 7 days free, no card.

Start for free

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